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General Information About Antique Insurance

Your homeowner’s policy has limits on the coverage of these antiques, collectibles, jewelry and furs. Some have dollar limits for these valued items. To protect these treasures you need to add a floater or endorsement to your homeowner’s policy. An endorsement allows you to increase your limits on these items. A floater allows you to insure your valued items separately.

J. Byrne Agency would like you to remember …

• Have an inventory of all your valued items.
• Photographing or video taping is a way to help establish your inventory.
• Attach appraisals and receipts to your inventory.

Annual Review
At J Byrne, we strongly recommend you review your insurance coverage at least once a year. Your driving habits or living situations may have changed.  Or, maybe you’ve made a few major purchases throughout the year that should have extra coverage.  Inflation or depreciation can affect the value of your properties and their contents.  Call J Byrne now to review, renew or establish your customized insurance policy that fits your world.